Test if you are eligible for debt restructuring
Using the Enforcement Authority's debt restructuring test, you get a preliminary estimate of whether you are eligible for debt restructuring or not.
There is no charge to apply for debt restructuring and you don't need a representative.
Free advice and support
If you need advice and help, you can contact a budget and debt adviser in your municipality. They are tasked with helping before, during, and after a debt restructuring, or with general budget advice. The service is free of charge and they have a duty of confidentiality.
Budget and debt issues
You can find more information and contact details on the Hello Consumer website:
Two types of debt restructuring
There are two types of debt restructuring:
- debt restructuring
- debt restructuring for entrepreneurs.
Debt restructuring for entrepreneurs
The e-service and the form is in Swedish.
Entrepreneurs and close relatives of entrepreneurs can choose
You who are — or have been — involved in a business can apply for debt restructuring or debt restructuring for entrepreneurs. You choose which one suits you best. The same applies to close relatives of entrepreneurs.